Superior income protection insurance
Income protection cover is an important financial safety net for workers and their families. Rail workers may opt in for salary sacrificed Protect income protection insurance for global cover 24 hours a day, 7 days a week for non-work related injury or illness.
Levels of cover differ by waiting period, all have the superior benefits of our Standard Injury & Illness cover and include a generous death benefit, serious trauma, broken bones benefits, no requirement to exhaust sick leave and cover for amateur sports injuries.
Accidental dental injury cover is provided to Protect members, dependent spouses or partners and dependent children.
Free confidential counselling service
All members of Protect and their immediate family are eligible for free counselling services. Protect Counselling is an external service sometimes preferred for the independence that ensures total privacy. It's separate from the employer, the union and the insurer.
We partner with Hunterlink to provide a free professional confidential service Australia wide, 24 hours a day, 7 days a week. Protect are provided basic non-identifying statistics on the use of the service including number of calls, age range and industry.
CALL THE DEDICATED COUNSELLING PHONE NUMBER:
1300 725 881